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中文题名:

 预防接种异常反应商业保险补偿实施现状及问题研究    

姓名:

 杨晓亮    

保密级别:

 公开    

论文语种:

 中文    

学科代码:

 125200    

学科专业:

 公共管理    

学生类型:

 硕士    

学位:

 公共管理硕士    

学位类型:

 专业学位    

学位年度:

 2021    

校区:

 北京校区培养    

学院:

 社会发展与公共政策学院    

研究方向:

 卫生经济和健康保险    

第一导师姓名:

 金承刚    

第一导师单位:

 北京师范大学社会发展与公共政策学院    

提交日期:

 2021-06-25    

答辩日期:

 2021-06-25    

外文题名:

 Cross-Sectional Study of Commercial Insurance Compensation Mechanism for Adverse Reaction to Vaccination    

中文关键词:

 疫苗 ; 预防接种 ; 异常反应 ; 补偿方式 ; 商业保险    

外文关键词:

 Vaccine ; Vaccination ; AEFI ; Compensation ; Commercial Insurance    

中文摘要:


疫苗关系到全体人民的健康,关系公共卫生安全,是影响社会稳定、涉及国家安全、民族复兴的国家战略物资,国家实施免疫规划制度,通过预防接种达到保护国民健康的目的。疫苗是人类预防和对抗传染病最安全有效的干预措施,随着疫苗种类增多接种率提高和受益人群逐渐增加,即使是预防接种后发生的小概率事件如严重异常反应所造成的伤害,所导致相应疾病负担和社会经济损失也日渐受到社会媒体和大众备受关注。如何建立快速有效和全面的可持续性补偿机制再次进入大众视野和决策优化反思。从国家卫生行政部门和疾病控制系统上报的汇总数据来看,全国每年因预防接种所产生的疑似异常反应就达近千例,其中部分为严重异常反应而产生后遗症甚至终身残疾,个别为死亡案例。对单个家庭而言家长会向政府提出巨额索赔甚至演化为上访医闹等群体恶性事件,给政府和相关医疗机构正常运营带来巨大困扰和社会不安定因素。随着我国法制化建设发展和民众维权意识加强,需要从全社会和卫生经济学角度重新梳理和优化预防接种异常反应补偿机制。

本研究采取文献综述,定性访谈和结合历史研究比较分析法,以四个省份现场调研,采开放式访谈为基础重点论述关注两方面问题,一方面对国内预防接种异常反应补偿机制现况进行分析,二是对商业保险补偿机制试点实施现况进行分析,以及发现的问题及讨论。同时阐述了预防接种异常反应开展商业保险补偿机制的发展现状和法治保障基础。最后分析以市场和需求为导向探索各地预防接种异常反应商业保险补偿机制,利用经济学原理减轻家长和无过错的各方损失,以及降低社会不稳定因素的实现多方共赢策略。对未来预防接种异常反应商业保险的进行必要性论证,并提出推动保险补偿机制改革发展的政策建议。

本研究认为试点保险补偿模式是及时适应社会发展和满足市场需求,逐步形成风险共担局面,减轻受害者及家庭负担提高补偿效率,也增加了社会满意度。建议各地根据省情特点和实际情况,因地制宜逐步开展和建立异常反应商业保险补偿机制;已开展试点省份可总结经验,探索和完善多元化补偿模式。


外文摘要:

Vaccines are the safest and most effective intervention measures for human beings to prevent infectious diseases. With the improvement of the national expanded immunization program and the continuous increase of the number of beneficiaries, Therefore, even if the small probability events after vaccination, such as the injury caused by serious abnormal reaction, the corresponding disease burden and socio-economic loss caused by vaccination are increasingly concerned by social media and the public, How to establish a fast, effective and comprehensive sustainable compensation mechanism has once again entered the public's field of vision and decision-making optimization reflection. According to the data reported by the health administrative department and the disease control system, there are nearly 1000 cases of suspected abnormal reactions caused by vaccination in China every year. Some of them are serious abnormal reactions, resulting in squeal or even permanent disability, and some are death cases. For a single family, parents will make huge claims to the government, and even evolve into a group of vicious events such as petitions and medical disturbances, which bring great trouble and social instability to the government and relevant medical institutions. With the development of China's legal construction and the strengthening of people's awareness of safeguarding their rights, it is necessary to reorganize and optimize the compensation mechanism of vaccination abnormal reaction from the perspective of health economics.

This paper focuses on two aspects. One is to analyze the current situation of compensation mechanism of vaccination abnormal response in China; the other focus on the necessity and feasibility of the establishment of commercial insurance compensation mechanism, as well as long-term sustainable development research. Methods: literature review, qualitative interview and comparative analysis of historical research were used to demonstrate the development status of commercial insurance compensation mechanism and the basis of legal protection. Finally, it analyzes the market and demand-oriented exploration of vaccination abnormal response commercial insurance compensation mechanism, the use of economic principles to reduce the loss of parents and no fault parties, and reduce social instability factors to achieve win-win strategy. The necessity and sustainability of commercial insurance for adverse reaction to vaccination in the future were demonstrated and the top-level reform design and local development policy suggestions were put forward

This study believes that the exploration of commercial insurance compensation mode is to timely adapt to social development and meet market demand, gradually form a risk sharing situation, reduce the burden of victims and families, improve compensation efficiency, and increase social satisfaction.

We can gradually establish the commercial insurance compensation mechanism for vaccination according to local conditions, promote the basic insurance and liability insurance compensation mode, and improve the diversified and multi-level mixed compensation mode.

参考文献总数:

 29    

作者简介:

 杨晓亮,本科毕业于山东大学,曾任职于国家卫生健康委    

馆藏号:

 硕125200/21147    

开放日期:

 2022-06-25    

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