本文从美剧《初来乍到》第一季出发，对中美两国金钱观的特点与表现形式做了对比研究，发现中国人更重视金钱，重视存款，消费时更注重实用性，会以存款的多少来约束自己的消费行为；而美国人相对不那么看重金钱，没有存款，花销自由，多贷款，消费时更随便。中国金钱观对应到中国传统美德中的节俭文化，美国金钱观对应到美国消费不能不提的小费文化。根据中美教育和社交消费取向的不同，本文试图从华人家庭在美国的生活窘境及中美两国文化的碰撞上找出形成中美不同金钱观的诸如价值观、宗教、自然地理环境、历史背景、人口、社会福利等方面原因。这些研究可以为即将赴美的汉语国际教师提供可借鉴的经验与跨文化适应准备策略。

This paper makes a comparative study of the characteristics and expressions of attitudes towards money in China and the United States from the first season of the American drama <Fresh off the boat>, and finds that Chinese people attach more importance to money, pay more attention to savings, pay more attention to practicality when spending, and categorize their spending behavior by the amount of savings; while Americans are relatively less concerned about money, have no savings, spend freely, take out more loans, and spend more casually. The Chinese attitudes towards money corresponds to the traditional Chinese virtue of frugality and the American attitudes towards money corresponds to the culture of tipping that can not be left out of American consumption. According to the differences between Chinese and American consumption orientations in terms of education and social behaviors, this paper tries to find out the reasons for the different money views between China and the United States, such as values, religion, physical geography, historical background, population, and social welfare, from the dilemma of Chinese families living in the United States and the collision of Chinese and American cultures. This study can provide experiences and cross-cultural adaptation preparation strategies for international Chinese teachers who are going to the United States.