本文通过对2013年1月到2013年12月间20家我国P2P借贷平台指标数据进行考察，利用熵权法对20家P2P借贷平台的数据进行综合风险评价，得出了以下结论：总的来看，我国P2P借贷平台和国外成熟平台相比整体风险控制水平较低，但是我国个别顶尖P2P借贷平台风险控制水平已达国际成熟P2P借贷平台水平，另外我国P2P借贷平台个别指标对P2P借贷平台风险评价影响较大。与此同时根据我国P2P借贷平台面临的风险现状提出以下建议：首先对于平台来说，其应做到及时信息披露及业务透明，提升控制风险的能力。其次对于投资者来说，有权利在投资之前对P2P借贷平台的经营状况及经营数据有相应的了解，更好的维护自身权益。最后对于监管者来说，应出台更详尽的监管措施，为P2P借贷平台的规范发展做出方向指引，促进行业更健康的发展。

This study conducts comprehensive risk assessment of 20 P2P lending platforms based on the China's P2P lending platform index data from January to December of 2013, using entropy weight method as the instrument. The findings are as follows. Generally speaking, China's P2P lending platforms are at a fairly low risk control level comparing to the foreign mature platforms. Nevertheless, a few of them have reached the level of mature P2P lending platforms. Besides, the risk assessment of China’s P2P lending platform is significantly influenced by some individual index in P2P lending platform. According to the current risks of the China’s P2P lending platform, the following suggestions are put forward. First, the lending platform should achieve timely disclosure of information and business transparency, and enhance the ability to control risks. Second, the investors should have the right to know about the operating conditions and the operating data of a P2P lending platform before they make the investment. Therefore, their interests can be more secured. Third, the regulators should issue more detailed regulatory measures to lead the development of P2P lending platform to a normal direction as well as to promote the healthy development of the industry.