面对来自外部激烈的国际竞争环境和我国内部宏观经济下行的境况，我国开始实施创新驱动的发展战略。作为技术创新的主体，企业的创新行为尤其重要。推动企业技术创新、提高国家整体创新水平成为了我国经济转型的必然要求。本文使用2011-2018年中国沪深A股上市公司的数据，探究金融科技水平和企业创新活动之间的相关性，同时通过划分高新技术与非高新技术企业来揭示金融科技水平对企业创新影响大小的不同。通过对数字普惠金融指数和专利申请数量两个指标的研究，本文实证结果显示，金融科技发展对企业技术创新有促进作用，发展水平越高，企业创新活动越活跃。

In the face of the fierce international competition environment from the outside and China's internal macroeconomic downturn, China began to implement the innovation driven development strategy. As the main body of technological innovation, the innovation behavior of enterprises is particularly important. It is an inevitable requirement for China's economic transformation to promote the technological innovation of enterprises and improve the overall innovation level of the country. Based on the data of A-share listed companies in Shanghai and Shenzhen from 2011 to 2018, this paper explores the correlation between financial technology level and enterprise innovation activities, and reveals the different impact of financial technology level on enterprise innovation by dividing high-tech and non-high-tech enterprises. Through the study of digital inclusive finance index and patent application quantity, the empirical results show that the development of financial technology can promote the technological innovation of enterprises. The higher the development level is, the more active the innovation activities of enterprises are.