在金融全球化和资本国际化的大背景下，随着中国经济的高速发展和综合国力的不断增强，人民币的国际地位不断提高，人民币逐渐被周边国家和地区的人民认可和接受，人民币的区域化已发展成为一股不可逆转的趋势。本文通过研究人民币在周边国家的发展现状，在亚洲金融合作的大背景下，探讨人民币的区域化所遇到的困难和前景以及应当选择的发展路径。

With the booming development of China’s economy and the improvement of synthetic power, More China’s neighboring countries allow RMB to exchange in many different ways. It indicates that the expansive use of RMB in neighboring countries, which is the beginning of the process of RMB regionalization. This paper investigates the current situation and main reasons for the regionalization of the RMB, and point out that China should put forward strategies and measures to improve the regionalization of the RMB.