随着市场经济的发展和市场竞争的日趋激烈，商业贿赂现象已经相当严重，商业贿赂犯罪层出不穷，且逐渐渗透到经济社会生活的各个领域，日益成为我国经济发展的瓶颈。金融行业作为资金密集度高、外部风险大的特殊领域，已成为商业贿赂案件的高发区。金融业对国民经济的发展至关重要，而金融领域商业贿赂的存在和蔓延违背了公平竞争的市场原则，极大地破坏了我国经济金融的健康发展。近些年来金融系统中商业贿赂的整治工作取得一些进展，但由于现有金融领域反商业贿赂的法律体制不完备，内控机制和监督机制不健全，治理金融业商业贿赂依然任重而道远。因此，本文以金融领域商业贿赂为对象，综合比较国内外对商业贿赂的立法和治理措施，借鉴发达国家的宝贵经验，结合我国国情，提出我国防范和治理金融领域商业贿赂的对策和建议。一方面从立法上提出增设《金融领域反商业贿赂的规定》，另一方面提出完善举报人制度以维护商业贿赂举报人的安全和积极性，并从金融企业内部控制和外部监督以及推进行业自律和加强金融监管的角度，合力治理金融领域商业贿赂。本文以下从四个部分对金融领域商业贿赂法律规制进行分析和研究：第一部分：指出当今加强治理金融领域商业贿赂力度的迫切性，并指出金融领域商业贿赂对经济、社会的严重危害。列举相关领域国内外的研究成果和研究现状，提出本文的研究设计。第二部分：分析我国金融领域商业贿赂的特点，与其他领域商业贿赂相比，金融业商业贿赂的手段更为多样化、具有专业性和隐蔽性。对金融领域商业贿赂的两个典型案例进行分析，并进行金融领域商业贿赂成因分析。第三部分：比较国内外对金融领域商业贿赂的立法和治理措施，以美国、芬兰和新加坡对主要借鉴对象，研究其治理商业贿赂的经验和成果，并与我国相关立法和治理对策相比较，分析利弊，吸取国外的有益经验，得出结论。第四部分：提出对完善我国金融领域商业贿赂的法律规制的思考，从增设相关立法、严格执法、完善相关配套措施、以及加强金融业内控机制和外部监督，完善金融法制建设和金融监管体系等角度提出对治理金融领域商业贿赂的建议。治理金融领域商业贿赂是一项具有重要意义，并且长期而系统性的工作。需要通过多方合力，不断推进金融反腐败，维护行业风气乃至整个社会的良好氛围，才能从源头上遏止金融领域商业贿赂的行为产生，从而维护金融业乃至整个经济的稳定和发展。

With the development of the market economy and increasingly fierce competition, Business Bribe becomes more and more serious. Business bribe has gradually penetrated into every area of economic and social life. It also becomes a bottleneck of China's economic development.As one of the high capital-intensive and high external risks areas, financial industry has become a high incidence of Business Bribe cases, such as bank credit, securities and futures, commercial insurance and other fields. The development of the financial plays an important part in the national economy, but the existence of the Business Bribe in financial area goes against the principle of fair competition in the market, and severely destroys the financial development. In recent years, the rectification of Business Bribe has made some progress in the financial system, but as a result of law system against Business Bribe in financial area is not perfect, there is still a long way to control the Business Bribe in financial area. Therefore, this study which targets the Business Bribe in financial area has made an analysis of the Business Bribe in financial area to its own characteristics. It has made a comprehensive comparison of domestic and international legislation, and control measures on Business Bribe, regarding the situation of China itself, and finally it has brought forward the measures and suggestions to prevent and control Business Bribe in financial area. On the one hand , this study proposes to legislate the regulation called" the provisions of anti-Business Bribe in financial area," On the other hand, the study has put forward that that system of protecting informer's safety should be completed. In addition, financial internal control and external supervision, also self-discipline should be reinforced to promote the governance of Business Bribe. This paper has made an analysis from the four parts of the financial sector, legal regulation of on the legal regulations of Business Bribe in financial area. Part I: The paper indicates that it is really important to the strengthen the governance of the Business Bribe in financial area nowadays. This paper describes the research base and cites the present situation of research and study abroad in relevant fields of this study. Part II: The paper has made an analysis of the characteristics of Business bribe in financial area. Compared with other areas of Business bribe, the bribe in the financial areas is more professional and hidden. The paper has analyzed two typical cases of Business bribe in financial area, and also analyzed the cause of the Business bribe.Part III: The paper has made a comparison of legislation and control measures in Business bribe in financial area in China and abroad. Considering its experience and achievements, and comparing with relevant legislation and control measures in China, we can get to a conclusion.Part IV: The conclusion is that we should complete the legal regulations of Business Bribe in financial area. Firstly we may legislate the regulation called" the provisions of anti-Business Bribe in financial area," also it is necessary to reinforce the financial internal control and external supervision to promote the governance of Business Bribe.Governance in Business bribe in financial area has a great significance to maintain economic stability and development in the entire financial industry.