在我国的经济发展的过程中，金融资源的配置一直存在着扭曲的现象。随着我国利率市场化的推进，金融资源的配置效率发生了一定程度上的转变。本文着重研究了利率市场化对金融资源配置效率的影响，采用了主成分分析和数据包络分析等研究方法，对利率市场化程度和金融配置效率进行测度并分析 。结果发现利率市场化对于提高金融资源的配置效率确实具有正面的作用。因此我们可以发现，在稳定金融体系的基础上，限制政府对于市场的干预，推进利率市场化是非常具有发展意义的。

In the process of economic development in our country, there has always been distorted phenomenon in financial resource allocation. The efficiency of financial resource has some changes along with the advancement of marketization of interest rate. This paper studies mostly the impact of interest rate marketization on financial resource allocation efficiency, using the methods of principal component analysis and data envelopment analysis to measure the degree of marketization of interest rate and efficiency of financial resource allocation and analyze the connection. It turns out there are indeed positive effects between marketization of interest rate and financial resource allocation efficiency. Therefore, we can find that on the basis of stabilizing the financial system, it is very meaningful to restrict the government's intervention in the market and promote the marketization of interest rates.