新时代的养老压力和技术发展推动了社区居家智慧养老的建设，也推动了其参与主体互动模式的创新。本研究以 F 社区为样本，研究社区居家智慧养老不同主体之间的合作形式与互动框架。本文提出了 社区居家智慧养老“一核多元”的联合行动网络治理框架。在此框架 中，党委、社区、企业、社区老人等主体作为主次核心和节点，共同决定了治理模式的选择。多元主体在正式与非正式规范下相互联系， 借助资源与知识的共享进行驱动，构建了网络状结构，提供了联合驱动能力。于此同时，社区居家智慧养老的发展也面临着供给导向需求、社会信任欠缺、监督统筹不足、单一资源依赖等诸多问题。为建立良好的运转合作体系，需要多元主体在互动中不断重塑互动模式与治理结构。通过对互动模式研究，本文对于未来满足养老需求，释放养老压力提供新的借鉴。

The aging pressure and technological advancements drive smart community home-based elderly care and its interaction model innovations. Studying F community, we propose a "one-core, multi-element" governance framework, where the party committee, community, enterprises, and elderly residents serve as the primary and secondary cores and nodes, jointly determining the choice of governance models. The multi-stakeholders interconnect under formal and informal norms, driven by resource and knowledge sharing, forming a network structure that provides joint driving capabilities. However, challenges like supply-oriented demand, trust issues, supervision gaps, and resource dependency require reshaping interaction models and governance structures. To establish a sound operational cooperation system, multiple stakeholders need to continuously reshape interaction models and governance structures. This study provides new insights for meeting elderly care needs and relieving aging pressure in the future.