随着网上银行的普及，网上银行的安全性成为整个系统中最为至关重要的部分了。今年以来，大量的关于网上银行发生骗盗的报道不断见诸报端。不法分子通过窃取用户的卡号和密码，大量盗窃资金和冒用消费，因此虽然网上银行对于银行和用户都有不少好处，但是发生这些情况使得银行在推广网上银行面临非常巨大的风险，提高网上银行的安全性也是刻不容缓。本文通过对中国网上银行支付安全性的总体分析，对网上银行并非真的不安全给出了充分的解析，总结合现状提出网上银行存在的几点问题。

Along with the popularization of internet bank, the security of internet bank has been the extremely important part of entire system. Since this year, a mass of reports about internet bank happens to be deceived and robbed were exposed ceaseless. Via filch the card and code of user, iniquity people stole capital and consume many times, so although internet bank has much benefit to bank and users, but those happened instance makes that bank faces enormous risk in the course of extending internet bank, and promoting the security of internet bank is no time to delay. Based on the collective analysis of the payment security of China's internet bank, this theory provides abundant resolution about internet bank is not really insecurity and then bring some problems existed in the internet bank with actuality.