本研究以金融机构流动性配置为核心分别构造了金融机构间网络、无连接型和连接型资产负债结构以及金融系统运行机制，形成完整的金融系统动态演化模型。基于该模型，本研究对系统性风险影响因素以及中央银行救助效率进行了多主体模拟实验。模拟结果表明增加金融机构网络连接度、加强机构流动性准备金率和资本充足率监管标准、扩大中央银行救助阈值均可有效增强对金融系统的保护作用，降低系统性风险，且各因素间也会相互影响，作用效率有所差异。

Based on the liquidity allocation of financial institutions, this study constructs the network structure of financial institutions, the structure of assets and liabilities, and the operation mechanism of the financial system.Form a complete dynamic evolution model of the financial system. Based on this model, the study conducted a multi-subject simulation experiment on the influence factors of systemic risk and the efficiency of central bank salvation. The simulation results show that increasing the network connectivity of financial institutions, strengthening the regulation of liquidity reserve ratio and capital adequacy ratio, and expanding the salvationthreshold of the central bank all can effectively enhance the protection of the financial system and reduce the systemic risk.In addition,these factors interact with each other, and resulting in different efficiency.